Secured Loans

Finding the best secured loan can be daunting with so much choice. At best4loans.com we work closely with a panel of stringently selected secured finance specialists and have access to hundreds of different secured loans. This allows us to find the best secured loan for you regardless of your circumstances.

Don't worry if you have been declined elsewhere or have had credit problems in the past our unrivalled access to a large lending panel allows us to source the best possible offer for you.

Why take a secured loan?

Borrow for any purpose
Loans from £5,000 to £250,000
Borrow up to 125% of your property value
We search over 200 loan plans for you
No initial credit checks and no obligation
APR from as low as 6.2%
Typical APR 11.4%
All circumstances considered
Deferred payments for up to 6 months

Secured loans are secured on your property. This means that the lender is taking less of a risk in lending you the money. For this reason the rates are lower than for unsecured loans. Also secured loans are available to people who may not be eligible for an unsecured loan- for example, those with bad credit, or who can't prove their income, or whose income comes from benefits or pensions. Larger secured loans are also available, depending on how much equity you have in your property.

Your home is at risk if you don't keep up the repayments. For this reason Best4loans.com will make sure you can afford the repayments. We also offer a range of insurance to cover your payments if you are unable to work through accident, sickness or unemployment.

RATES FROM 7.9% APR TO 150% APR VARIABLE. TYPICAL APR OF 35%. OUR HIGHEST RATE IS FOR CUSTOMERS WITH SEVERE CREDIT PROBLEMS. WE ONLY PLACE SMALL LOAN SIZES OF UP TO £500 AT THESE RATES OF INTEREST.

IF YOU ARE A HOMEOWNER LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.